Research Article

Financial Attitude of Students in Open Distance Learning Institution in South Africa

Adam Ndou 1 *
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1 Department of Finance, Risk Management and Banking, University of South Africa – Muckleneuk Campus, Pretoria 0003, South Africa* Corresponding Author
International Journal of Business Studies and Innovation, 6(2), June 2026, 22-29, https://doi.org/10.35745/ijbsi2026v06.02.0005
Submitted: 12 March 2026, Published: 30 June 2026
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ABSTRACT

To make judicious financial decisions, students must exhibit sound financial attitude, which is crucial in the decision-making process. This entails a systematic endeavour focused on cultivating positive financial attitudes and effective financial management practices. This study examined the financial attitude of students enrolled in a higher certificate program at the College of Economic and Management Sciences (CEMS) at the University of South Africa (UNISA), an open distance learning (ODL) institution in South Africa. This study employed a quantitative research approach, including online questionnaires for data collection. Descriptive statistics were employed to analyse the data. The findings revealed a moderate degree (55.9%) of financial attitude. This study uniquely contributes to the existing knowledge by elucidating the financial attitude of students. This study also included recommendations and proposals for subsequent research.
Keywords: Financial attitude, Open distance learning, students, financial education, financial literacy

CITATION (APA)

Ndou, A. (2026). Financial Attitude of Students in Open Distance Learning Institution in South Africa. International Journal of Business Studies and Innovation, 6(2), 22-29. https://doi.org/10.35745/ijbsi2026v06.02.0005

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